By making full payment of the debt within one calendar month from the date the CCJ was entered. We will notify the Court to advise the Registry Trust that the CCJ should be cancelled. Once this is done, the Registry Trust will ask the credit bureaus to remove the CCJ from your credit file.

If payment in full is not made within one calendar month from the date the CCJ was entered, the CCJ will remain on your credit file for 6 years, and may make it difficult for you to obtain credit.

By making full payment of the debt after one calendar month from the date the CCJ was entered, we will notify the Court to mark the status of the CCJ as satisfied which may help to improve your credit rating.

A CCJ is recorded to your credit file where it will remain for 6 years. It may make it difficult for you to obtain credit such as mortgage, credit cards, mobile phone contracts and car financing.

If you believe there is an error with any of the information submitted to your credit file, you can raise a dispute directly through any of the major credit bureaus, such as TransUnion, Equifax and Experian.

Failure to respond to the County Court Claim within the timeframe specified could result in a County Court Judgment (CCJ) being entered against you.

We sent you a Letter of Claim which detailed how you could avoid further escalation resulting in a County Court Claim, giving you 30 days to respond and make an effort to resolve the matter.

As you have either failed to respond or failed to resolve the matter, a County Court Claim has been issued against you to recover the outstanding debt amount.

The Claim will have set out the options available to you including:

– Payment of the full amount
– Requesting more time to pay
– Requesting payment at a later date
– Part admission to owing some of the amount claimed
– Defence of the Claim (if you don’t believe you owe any of the outstanding amount or have already paid)

Failure to respond to the Claim could result in a County Court Judgment (CCJ) being entered against you.

How can we help you?

Contact Us

©️ STA Legal Limited 2026. STA Legal is a trading style of STA Legal Limited which is a company registered in England and Wales under Company Reg No. 13347382. VAT No. 440897765. STA Legal Limited is authorised and regulated by the Solicitors Regulation Authority under SRA No. 8003444. Registered office: 24-26 Turkey Court, Turkey Mill Business Park, Ashford Road, Maidstone, Kent, ME14 5PP.